The Key to Your Home Blog

June is National Homeownership Month! Our homes are so much more than the houses we live in. For many, they’ve … » Learn More about 6 Reasons to Celebrate National Homeownership Month

Many people are sitting on the fence trying to decide if now’s the time to buy a home. Some renters have … » Learn More about Why Waiting to Buy a Home Could Cost You a Small Fortune

Homeowners ready to make a move are definitely in a great position to sell today. Housing inventory is incredibly low, … » Learn More about 4 Tips to Maximize the Sale of Your House

The housing market has been scorching hot over the last twelve months. Buyers and their high demand have far outnumbered … » Learn More about How Much Leverage Do Today’s Home Sellers Have?

If you’re looking for a house to buy right now and are having trouble finding one, you’re not alone. At … » Learn More about Are There Going to Be More Homes to Buy This Year?

If you’re thinking of buying a home this year, you may be wondering how much money you need to come up with … » Learn More about What Are the Benefits of a 20% Down Payment?

As you’re probably aware, we’re currently experiencing historically low mortgage rates. Over the last fifty years, the average on a Freddie … » Learn More about The Reason Mortgage Rates Are Projected to Increase and What It Means for You

In today’s housing market, it seems harder than ever to find a home to buy. Before the health crisis hit … » Learn More about Where Have All the Houses Gone?

In today’s housing market, all eyes are on millennials. Not only are millennials the largest generation, but they’re also currently … » Learn More about Millennials: Is It Time to Buy a Bigger Home?

Over the past year, our homes have become an integral part of our lives more than ever. They’re much more … » Learn More about 6 Foundational Benefits of Homeownership Today

Putting just a few of these tips into action could save you money every month! #1 Switch Your Light Bulbs … » Learn More about 25 Money-Saving Tips for Homeowners

In today’s housing market, there are clear financial benefits to owning a home: increasing equity, the chance to build your net worth, … » Learn More about Why Owning a Home Is a Powerful Financial Decision

Both residential real estate investment strategies have advantages and disadvantages. Choosing one approach over the other should be part of … » Learn More about Should You Flip or Rent Your Real Estate Investments?

If you’re planning to buy a home, an appraisal is an important step in the process. It’s a professional evaluation of the market value … » Learn More about What’s the Difference between an Appraisal and a Home Inspection?

A renovation project is a great way to give your home a fresh look. But when planning renovations, there’s a … » Learn More about Top 7 Home Renovation Mistakes to Avoid

According to the U.S. Census Bureau, median rent continues to rise. With today’s low mortgage rates, there’s great opportunity for current renters to make a … » Learn More about Rent vs. Buy: How to Decide What’s Best for You

The housing market was a shining star in 2020, fueling the economic turnaround throughout the country. As we look forward … » Learn More about Four Expert Views on the 2021 Housing Market

Among the multitude of changes we experienced in 2020, the way buyers search for homes changed drastically. Some of these … » Learn More about 7 Tips for Selling Your Home During a Pandemic

If you’re feeling stressed about affording your mortgage payment, or if you know someone who is, there’s still time to … » Learn More about 5 Steps to Follow When Applying for Forbearance

Talk of a housing bubble is beginning to crop up as home prices have appreciated at a rapid pace this … » Learn More about Are Home Prices Headed Toward Bubble Territory?

A Detail of Costs Involved in Buying a Home in Contra Costa County, California The down payment is often the … » Learn More about FIRST TIME BUYERS SERIES: What Are Closing Costs and How Much Are They?

Touring homes is one of the most exciting steps in the homebuying process. During this time, buyers are usually focused … » Learn More about Keep Your Eyes Peeled for These 7 Red Flags When Buying a House

You may have heard that pre-approval is a great first step in the home buying process. But why is it … » Learn More about Think You Can Skip Pre-Approval? Think Again!

Unless you’re lucky enough to be able to pay for a home entirely in cash, you’ll need a mortgage to … » Learn More about Which Mortgage is Right for You?

Many people are eager to buy a home right now while affordability continues to be a highlight of the current housing market. … » Learn More about FIRST TIME BUYER SERIES: How to Buy a Home with Down Payment Assistance

Many housing experts originally voiced concern that the mortgage forbearance program (which allows families impacted financially by COVID to delay … » Learn More about Why Today’s Options Will Save Homeowners from Foreclosure

One of the biggest misconceptions for first-time homebuyers is how much you’ll need to save for a down payment. Contrary … » Learn More about Do You Have Enough Money Saved for a Down Payment?

As shelter-in-place orders were implemented earlier this year, many questioned what the shutdown would mean to the real estate market. … » Learn More about Where Are Home Values Headed Over the Next 12 Months?

If you’re thinking about moving, selling your house this fall might be the way to go. Here are four highlights … » Learn More about Why Selling this Fall May Be Your Best Move

An Overview of the Buying Process With all the changes that have gone in the world, buying a house may … » Learn More about FIRST TIME BUYER SERIES: How to Become a Homeowner in 8 Easy Steps

The year 2020 will be remembered as one of the most challenging times of our lives. A worldwide pandemic, a … » Learn More about How Will the Presidential Election Impact Real Estate?

When most of us begin searching for a home, we naturally start by looking at the price. It’s important, however, … » Learn More about It’s Not Just About the Price of the Home

In a recent survey of home sellers by Qualtrics, 87% of respondents said they were concerned their home won’t sell because of the … » Learn More about Best Time to Sell? When Competition Is at an All-Time Low

Everyone is ready to buy a home at different times in their lives, and despite the health crisis, today is … » Learn More about Taking Advantage of Homebuying Affordability in Today’s Market

With so few houses for sale today and low mortgage rates driving buyer activity, bidding wars are becoming more common. Multiple-offer scenarios … » Learn More about Three Ways to Win in a Bidding War

Buying your first home is arguably one of the biggest decisions of your life; so how do you know when you’re truly ready to buy a home? Here are five indications you may be ready to take this major step.

America has faced its share of challenges in 2020. A once-in-a-lifetime pandemic, a financial crisis leaving millions still unemployed, and … » Learn More about Experts Weigh-In on the Remarkable Strength of the Housing Market

Noelle Cummings of Windermere Bay Area Properties has successfully completed NAR’s e-PRO® Certification Program and has been awarded the e-PRO® certification, the official technology certification program offered by the National Association of REALTORS®.

Noelle Cummings has earned the nationally recognized Pricing Strategy Advisor (PSA) certification.

With this training I now have the knowledge I need to help clients who want to own a home through the purchasing process and understand what programs may be available to them on local, State, and Federal levels

If you’re following what’s happening in the housing market right now, you know that many people believe the winter months aren’t … » Learn More about There’s a Long Line of Buyers Waiting for Your House

You want to sell your home in the shortest possible time for the highest possible price, right? Of course, that’s every seller’s goal and it’s your Realtor’s goal as well. So here are 8 tips to help you make that happen.

Whether you’re a first-time buyer or an experienced homeowner, buying a new home is always stressful. Here’s a handy checklist of six things you can do upfront to make the process a lot easier.

Understanding HOA Rules Hi, I’m Noelle Cummings with Windermere Bay Area Properties in Walnut Creek, California. Are you searching for … » Learn More about Understanding HOA Rules

WHAT IS AN HOA? Hi, I’m Noelle Cummings with Windermere Bay Area Properties in Walnut Creek, California. Are you a … » Learn More about What is an HOA?

Market Update March 18, 2020 – Hi everybody, I’m Noelle Cummings with Windermere Bay Area Properties in Walnut Creek, California.  … » Learn More about March 2020 Market Update

According to an Urban Institute study, homeowners who purchase a house before age 35 are better prepared for retirement at age 60.

This will be an interesting year for residential real estate. With a presidential election taking place this fall and talk … » Learn More about The 2020 Real Estate Projections That May Surprise You

When home buyers drive your neighborhood, or when Realtors are previewing for their clients, what do they see? You never … » Learn More about Ready, Set, Sell: Checklist for Home Sellers